Charles Williams is a founding shareholder and principal of Blalack & Williams. For nearly three decades Mr. Williams has concentrated his practice on the representation of credit unions and financial service providers, specializing in state and federal regulatory affairs, lending and deposit account systems and policy development, bankruptcy representation and consumer credit issues. He is a member of the Dallas Bar Association, the Corporate, Business and Bankruptcy Law section of the State Bar of Texas, and the Texas Association of Bank Counsel. He is a member of the Business Law section of the American Bar Association and serves on the credit union operations subcommittee. Mr. Williams is a frequent instructor and lecturer around the country for state credit union leagues, trade associations, credit union chapters and individual financial institutions addressing bankruptcy issues, deposit and lending compliance topics and other operational, managerial and regulatory issues. He serves as an adviser to numerous businesses serving financial institutions in the development of lending and deposit account forms, and he advises his credit union clients in the formulation and maintenance of contractual relationships with their vendors and service providers.