State and Federal Regulatory Issues

Blalack & Williams' attorneys have years of broad-based experience in state and federal regulatory matters involving the financial services industry.  For over two decades we have worked with our clients to solve the inevitable regulatory and operational problems that arise involving negotiable instruments, deposits and collections, funds transfers, and secured transactions under the Uniform Commercial Code, the Texas Finance Code, and similar statutes and regulations.

The firm provides counsel to ensure compliance with Federal Trade Commission regulations, and the broad and varied compliance challenges arising under Federal Reserve Board Regulations including Truth-In-Lending, Truth-In-Savings, Equal Credit Opportunity, Electronic Fund Transfers, Expedited Funds Availability, Consumer Leasing, Wire Transfers, and regulations impacting the rapidly emerging payment systems and Home Banking areas. 

Blalack & Williams counsels management and Boards of Directors on critical personnel issues including the Family Medical Leave Act, Americans with Disabilities Act, age discrimination, sexual harassment and substance abuse.  The firm advises its clients in connection with officer and director responsibilities imposed under the law, and reviews and drafts personnel policies for its clients. 

Over the years the firm has had occasion to work with regulators frequently at both the state and federal level on all manner of regulatory and operational issues.  Its compliance attorneys focus on emerging regulatory issues and trends, proposed and adopted agency rules and regulations, and agency guidelines, bulletins, interpretive rulings and policy statements as they are published.  The firm's regulatory experience enables it to respond quickly, accurately and efficiently to client problems and questions as they arise.

Please contact us if you need assistance with your state or federal regulatory issues.  The following attorneys specialize in this area of practice:  Charlie Williams, Tom Duke, and Mark Kazemba.