Texas Credit Unions

Debt Collection and Collection Litigation

Blalack and Williams has established itself as one of the preeminent collection firms in the Southwest with a heavy emphasis on the collection of consumer debt for its clients. Debt Collection has been an integral part of our practice since the Firm’s inception.

  • We know what we are doing
  • We have done it a long time
  • We do it well

This section of the firm is comprised of two distinct groups:

Pre-Litigation Charge-Off Collections Group

Our Charge-off Collections group, under the supervision of the Firm’s attorneys, focuses on pre-litigation collection of charged-off accounts.

  • We collect the charged-off debt so that our clients can focus on their 30, 60 and 90 day accounts
  • We work our clients’ recent and older charged-off accounts and accept second placements as well
  • We turn unsecured loans, vehicle deficiency balances, credit card accounts, and overdrawn share and deposit accounts into recoveries for our clients

Collections Litigation

Unfortunately, some individuals refuse to pay their debts and the courthouse is the only alternative. We filed our first collection lawsuit in 1975, and we’ve been doing it ever since. Our Collections Litigation practice:

  • Is Efficient
  • Generates many agreed judgments, settlements and payment plans

We also have an ongoing rapid response sequestration program for seizure of vehicles and other collateral securing delinquent loans.

Additional Areas of Practice: